1. Website Purpose

The purpose of the website https://nativapps.com/ is to establish a digital channel through which users can access information about the services provided regarding comprehensive design, development, and technological platform solutions under the Software as a Service (SaaS) model for regulated and unregulated companies in the financial and insurance sectors. This includes, among other things, notes, articles, publications of interest, and all types of information related to this purpose.

Under no circumstances should the information contained on the NativApps website be considered exhaustive or complete, nor should it be assumed that it will satisfy all of the user’s needs related to information about the sector. The information contained on the NativApps website is intended to allow users to access as much data as possible on the topic that interests them most. Users should be aware that the information and documents on the website may be subject to change, in accordance with NativApps’ internal policies.

The processing of personal data collected through the Website will be carried out in accordance with NativApps’ Personal Data Processing Policy published on the Website and with the processing authorization granted by the data subject when necessary. In all cases, the processing of personal information will comply with the general provisions contained in Law 1266 of 2008, Law 1581 of 2012, and their implementing decrees.

2. Use of the Website

The use of the Website for illicit purposes against NativApps or against third parties who may be harmed in any way, or the performance of any activity that impedes the normal operation of the Website or the provision of the services offered through it, is prohibited.

The content included on the Website is proprietary. Its total or partial copying or reproduction, translation, inclusion, transmission, storage, or access through digital means or any other system is prohibited without the prior written authorization of NativApps.

Links to other websites or portals of partner companies are provided as a service to the user. However, it is clarified that NativApps has not been involved in the creation of these websites and is therefore not responsible for their content or the use or acquisition of the services offered therein.

All elements and information protected by intellectual property rights are the exclusive property of NativApps. Consequently, their reproduction or use in any capacity is prohibited without prior written authorization from NativApps. Any such material taken from a source external to the company must be considered a direct quote and therefore must be enclosed in double quotation marks (“”) and include the reference to the source, with at least the following information: author(s), book(s), or the source from which the information was taken, as well as the publication date.

The protection of intellectual and industrial property rights will be observed with respect to trademarks, trade names, logos, emblems, slogans, domain names, trade secrets, know-how, industrial designs, patents, utility models, and copyright.

Ignorance of current regulations regarding copyright, intellectual property rights, and industrial property rights may give rise to civil or criminal actions.

3. Liability

NativApps assumes no liability if the user is unable to navigate the Website or access the services offered due to internet problems, network congestion, or any other situation not attributable to NativApps.

Likewise, NativApps is not liable for damages that arise directly or indirectly from the user’s use of or access to the Website, its links, or hyperlinks; particularly when such use is negligent, unlawful, fraudulent, or contrary to these terms and conditions by one or more users.

NativApps will make its best efforts to maintain the availability and continuity of the Website. However, in the event of any disruption to the services offered on the Website, NativApps is not liable for any lack of availability or continuity in such services.

NativApps reserves the right to deny access to the Website and/or the services provided through it, at any time and without prior notice, to users who do not comply with these Terms and Conditions or whose actions violate Colombian law. NativApps may also conduct any investigations it deems necessary to determine the exclusion of users or prohibit their future access. So that such breach or violation occurs.

4. User Obligations

a) Comply with these Terms and Conditions, NativApps’ Personal Data Processing Policy, and any other established policies found on this Website for your information.

b) Use the Website content or the services offered diligently and for lawful purposes.

c) Provide real, truthful, accurate, and verifiable information, refraining from using altered information, information that does not correspond to the truth, or information that is not your property or for which you are not duly authorized.

d) Refrain from sending unsolicited information (spam), transmitting viruses, or any code of a destructive nature.

e) Submit requests, complaints, and/or claims respectfully through the contact channels established by NativApps.

f) Do not access, interfere with the operation, or use or dispose of in any way the files, systems, programs, applications, or any other element of the Website. Likewise, do not access, use, or dispose of improperly or without authorization, the data or information included in said programs, files, systems, and applications, among others.

g) Respect the copyright and intellectual property rights of NativApps.

h) Failure to comply with these obligations will make the user liable for any damages caused to NativApps or third parties. Acting as a user on behalf of a third party without prior authorization is prohibited.

5. The following uses of the Website are prohibited:

a) Sending, publishing, or transmitting sexual or obscene material or any other sensitive material or material that violates the constitution and other applicable laws.

b) Sending, publishing, or transmitting information whose content is, directly or indirectly, aggressive, profane, abusive, defamatory, and/or fraudulent, or that is detrimental to the good name of NativApps or third parties.

c) Sending, publishing, or transmitting files containing viruses or other destructive features that may adversely affect the operation of a third party’s device and/or the proper functioning of the Website.

d) Using the Website on behalf of third parties without their authorization, or entering false, erroneous, or nonexistent information, whether as a natural or legal person. The user will be responsible for the use of their personal data on the Website and, consequently, must immediately notify NativApps of any unauthorized use thereof.

6. Term

These Terms and Conditions of Use of the Website will remain in effect indefinitely; however, NativApps may unilaterally modify their term without prior notice.

7. Content Modification

NativApps reserves the right to modify or correct the content of these Terms and Conditions and the main Website at any time, without prior notice to users. Therefore, by checking the box, the user acknowledges and accepts these Terms and Conditions of the NativApps Website and agrees to any modifications or cancellations that may be made.

The user holds the rights expressly granted in this document of Terms and Conditions of the NativApps Website and under applicable law; the user’s obligations are mandatory for the use of the Website. Any user who violates the provisions of this document shall be subject to the civil and criminal penalties established by Colombian copyright law at the national and international levels.

8. Applicable Law and Jurisdiction

These Terms and Conditions have been established in accordance with the laws of the Republic of Colombia. If any provision of these Terms and Conditions becomes invalid for any reason, all other provisions will remain in full force and effect.

Any dispute or claim relating to these Terms and Conditions will be subject to the jurisdiction of the ordinary courts of the Republic of Colombia.

Cookie Policy

In accordance with the legislation on the protection of personal data, Law 1581 of 2012 and Decree 1377 of 2013, and other regulations that modify, add to, or replace them, NativApps (hereinafter “NativApps”) informs users of the website https://nativapps.com/ (hereinafter “the Website”) that it may use both its own and third-party cookies for various purposes. Therefore, we present the Cookie Policy adopted by NativApps, which contains the necessary information that all users of the Website should know regarding the cookies implemented by NativApps or by third parties contracted by it.

1. Definition of Cookies

The following cookies, among others, are used by NativApps.
The objective is to adapt the website’s content to the user’s interests and facilitate navigation:

a. Functional Cookies: These cookies record information about the user’s options for customizing the website (language preferences, browser, regional settings, etc.). These cookies are both session and persistent.

b. Technical Cookies: These cookies allow the user to navigate the website and use different services, such as controlling traffic and ensuring proper data communication, maintaining settings, identifying browsing sessions, and using security features during navigation. These are session cookies.

c. Advertising Cookies: These cookies store information about user behavior obtained through continuous observation of browsing habits. This allows for the development of a specific profile to display advertising based on this profile. Therefore, through these cookies, NativApps can deliver advertising to the user that it believes may be of interest to them.

d. Third-Party Cookies: The website collects statistical information about the user through the storage of cookies. To collect this information and subject it to statistical analysis, Google Analytics services are used. This means that the receipt and storage of said information is carried out via cookies between the user’s browser and the Google Analytics server, which is controlled by Google Analytics.

3. User Support

Users can request assistance or submit requests, complaints, or claims through the following contact channels provided by NativApps:

a) Sending an email to: protecciondedatos@nativapps.com

4. Disabling Cookies

Cookies, or browsing data, are small information files that are stored on the user’s electronic device to enable certain website functionalities. They may also refer to similar technologies that allow data to be stored and retrieved on a device, such as Local Shared Objects (or Flash Cookies) and Web Beacons (or Bugs). Cookies can be “session” cookies, which are deleted when the session on the website ends, or “persistent” cookies, which remain on the device for a period of time.

5. Cookie Sharing

NativApps may share information obtained through cookies with external parties or third parties (partners, clients, suppliers, or affiliated companies) to improve usability and user service. Likewise, the information received through cookies will be used by NativApps and the aforementioned third parties for the purposes described in this document and those indicated in our Personal Data Processing Policy and any updates thereto.

6. Validity

This Website Cookie Policy will remain in effect indefinitely; however, NativApps may unilaterally modify its validity without prior notice and without any liability.

7. Modifications

By clicking the pop-up window provided for this purpose, the user acknowledges and accepts this Cookie Policy and any modifications implemented by NativApps.

8. Applicable Law and Jurisdiction

This Cookie Policy has been drafted in accordance with the laws of the Republic of Colombia.

If any provision of these terms and conditions becomes invalid for any reason, all other provisions will remain in full force and effect.

Any dispute or claim relating to this Policy will be subject to the jurisdiction of the ordinary courts of the Republic of Colombia.

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